Employer-Paid Benefits
Basic Life and AD&D
Life and AD&D insurance provide financial protection for your dependents. Your designated beneficiary receives the life benefit upon your death, and both life and AD&D benefits if your death is due to an accident. Be sure to designate your beneficiary for Basic Life and AD&D coverage—you can update it at any time. You are automatically the beneficiary for any Spouse and/or Child Life policy.
Please refer to the SBC document for additional details about your Life AD&D plan benefits.
Short-Term and Long-Term Disability
SHORT-TERM DISABILITY INSURANCE
Short-term disability (STD) insurance allows you to continue earning a portion of your salary if you are unable to work due to an illness or injury.
Elimination period: 0 days for Accident; 7 days for Sickness
Benefit continues for up to 13 weeks
Benefit amount: 60% of salary up to a maximum of $2,300 per week
LONG-TERM DISABILITY INSURANCE
If you are not able to return to work after the short-term disability benefit period ends, you may be eligible for long-term disability, which provides additional salary continuation.
Elimination period: 90 days
Benefit continues up to social security normal retirement age
Benefit amount: 60% of salary up to a maximum of $10,000 per month
For additional services included with Short-Term and Long-Term Disability coverage, please refer to the attached flyers.
Guardian Member Registration